Fort Huachuca, Arizona - The Department of Defense recently adjusted the 2015 Basic Allowance for Housing, or BAH, program by eliminating renters insurance in an effort to slow the growth of certain military pay and benefits in a fair, responsible and sustainable way.
Until 2015, renters insurance was always funded as a component of a service member's BAH. The new BAH program does not include this component, and service members will now be responsible for providing their own renters insurance.
This funding adjustment has resulted in a change in insurance coverage requirements for new residents. Michaels Military Housing and Mountain Vista Communities, or MVC, has informed residents of on-post housing that Fort Huachuca-YPG Communities II, L.L.C. is no longer required to, and must discontinue, the provision of renters insurance for all residents signing in to Fort Huachuca on or after Jan. 1, 2015.
Although the requirement to provide renters insurance no longer exists, Michaels Military Housing has chosen to continue to provide renters insurance to residents who were assigned to Fort Huachuca prior to the 2015 adjustment in BAH taking place. Those who were assigned prior to Jan. 1, 2015 are receiving a BAH amount that included this provision, and as a result, MVC will provide the insurance as stated in the resident lease agreement.
Those who signed in to Fort Huachuca after the Jan. 1, 2015 adjustment have been provided formal notice and given ample time to make arrangements to obtain their own personal renters insurance if they choose to do so since it will no longer be provided by Michaels Military Housing/Mountain Vista Communities as of May 11, 2015.
At this time it is not a requirement to purchase one's own renters insurance, though it is highly recommended. There are many insurance providers that offer affordable renters insurance, and even offer discounts and incentives to service members and their Families. If a resident decides not to purchase renters insurance, they will be held liable for any and all costs associated with replacing or repairing damages to personal property due to theft, natural disaster, weather, fire, etc.
For more information, refer to the Mountain Vista Communities website at www.mountainvistacommunities.com for a list of Frequently Asked Questions, or call 520-515-9000.
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