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401k Plan


These are the features of your 401(k) Savings Plan:
Fidelity NAFBenefits link

  • 2009 IRS Maximum deferral is $16,500 and age 50 and over catch up contribution is $5,500 for a total of $22,000
  • NAF 401k Savings Plan How to Maximize Your Deferral Percentage
  • 401(k) Investment Guide
  • Tax Deferred Savings
  • Contribute 1%-100% of Net Wages (after mandatory deductions, such as Social Security, Medicare and debt repayment).
  • Employer Gives you FREE MONEY in the form of matching contributions from 1%-3%
  • Nine Investment Funds and twelve Life Cycle Funds to choose from
  • 24 Hour Toll Free automated benefits line and internet access of your personal 401(k) account
  • Quarterly Statements
  • Hardship Withdrawals
  • Loan Program (Maximum 3 loans)
  • Rollovers to and from Qualified Plans
  • Vesting after 3 years of service
  • Over Age 50 Catch Up Contributions Available
  • Retirement Consultation

Instructions on logging in to NetBenefits

Fidelity NAFBenefits link
In order to access your Fidelity 401(k) account online, you will need your social security number and your Fidelity Personal Identification Number (PIN).

If you have not established a Fidelity PIN, call 1-800-835-5093 and follow the options. While establishing your PIN, you may also enable your online access.

Overseas participants may call Fidelity toll free by dialing the AT&T Direct Access code for that country and then 877-833-9900.

You are now ready to login to the Fidelity Netbenefits site. Click here or on the above logo.


Email 401K Plan Supervisor - NAF401kplan@conus.army.mil

Email 401K Plan Trustees - NAF401kplan@conus.army.mil

Email NAF Benefits - nafbenefits@conus.army.mil

401K Plan Information Material:

[return to NAF Benefits page]

Retirement Plan
401k Savings Plan
Medical and Dental
Life Insurance
Long Term Care Insurance
Flexible Spending Account
Employee Benefits OnLine
HRO Section
Portability Section
Retiree Section
Benefits Forms

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