Credit card security tips

FORT BENNING, Ga., (July 24, 2013) -- Money may not buy happiness, but it can make life a lot easier, said Rosalie Grant-Nolt, director of the Army Community Service's Financial Readiness Program.

Financial problems affect every aspect of people's lives, she said. And there are steps you can take to ensure you don't become a victim of identity theft or fall into further debt.

One of the best ways to make sure you don't become a victim is to do your research before making an investment or purchasing a product, Grant-Nolt said. By doing research, it can help curb impulse purchases.

Make sure you read contracts before signing. These steps can prevent many consumer complaints and reduce stress.

If you need extra help in managing your finances, FRP offers weekly classes on consumer and financial education, individual assistance and financial counseling to help improve the quality of life for Soldiers and Family members, retirees and Department of Defense civilians.

If the furlough has put too much of a strain on finances, ask for help from the people you owe money to, Grant-Nolt said.

"The best thing anyone can do when they can't pay their bills is to call their creditors and let them know," she said. "Give their creditors an idea of when you can pay. A lot of the creditors, if you will just contact them -- they can help: delay payments, spread payment out, tack them on to the end of the loan to help you get through that crisis."

When people are financially sound, Grant-Nolt said, it allows people to be active in their communities rather than just focusing on surviving.

Those interested in doing individual counseling must go to a group meeting before being seen on an individual basis. The meetings are every Monday morning, with registration starting at 8 a.m.

For more information about FRP classes and other services, call 706-545-8309.

Page last updated Thu July 25th, 2013 at 00:00